My name is Ed Rivas and I have been helping individuals and businesses with their life insurance needs since 1980. My goal has always been to obtain the greatest amount of benefit for the lowest possible cost for all of my clients. Life insurance is the only thing we sell and it is our specialty. If you are in perfect health, we can obtain the lowest rate for you.

If you have any kind of medical condition i.e. diabetes, cancer history, etc. we can secure the lowest rate from among the 45 companies we are contracted with and we are also affiliated with a group of independent underwriters who help negotiate ratings with the various insurance carriers.

We are very experienced in family needs planning as well as the myriad of business issues. When it comes to the legal issues surrounding life insurance you will not find a more knowledgeable company. Whether it be in the estate planning world or issues surrounding business owners and executives, this is all we do. Why not work with the pros as opposed to an agent who only sells the occasional policy?

About August 11, 2014

Investment Advisory Services offered through Retirement Wealth Advisors, (RWA) a Registered Investment Advisor. Cherry Hill Financial and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Cherry Hill Financial and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors.