Insurance

Many financial plans include life insurance. It is very easily to acquire life insurance when you are young and healthy. As the years go on it becomes a lot more expensive and you may have developed a medical condition or two. Many people don’t realize that different insurance companies underwrite the same medical condition differently. Cherry Hill Financial has contracted relationships with 45 different life insurance companies. This enables our representatives to get you the lowest premiums with the most coverage in the industry. Cherry Hill Financial has saved our clients over 3.8 million dollars in premiums since 1979.
The premier designation for insurance professionals. Launched in 1927, the Chartered Life Underwriter (CLU®) is the insurance profession’s oldest standard of excellence. Today, it continues to be the credential for practitioners who desire to provide their clients with the security of life insurance and risk management. Since its inception, tens of thousands of financial services professionals such as Ed Rivas of Cherry Hill Financial have obtained this prestigious designation. With particular emphasis placed on ethics and commitment to clients, the CLU® has earned a distinguished reputation backed by security and stewardship.

Advanced planning for every person, every need. That’s the promise of a ChFC® (Chartered Financial Consultant®) designation from The American College of Financial Services. We’ve redefined financial planning for advisors serving the ever-evolving American demographic with a comprehensive educational program. Comprised of nine college-level courses that address all aspects of financial planning, with a focus on the practical applications of those principles based on real-life case studies. The goal of the ChFC® curriculum is to help you gain a significant advantage and help your clients meet their goals.

Going far beyond the basics.

The education that Ed Rivas and Cherry Hill Financial received in the ChFC® program has made Cherry Hill Financial a more capable financial planner firm, prepared to succeed in serving a more diverse client base. CHF has learned the essentials of financial planning, including insurance, income taxation, retirement planning, investments and estate planning, but the ChFC® program also addresses the areas where the rules have changed a bit, such as behavioral finance, financial planning for families with special needs dependents, small business planning, financial planning for clients in the LGBT community, financial planning for divorce, and more.

  • Universal Life
  • Whole Life
  • Indexed Universal Life
  • Final Expense
  • Second To Die Life
  • Return Of Premium Term or Universal Life
  • Term Life With Living Benefits
  • Universal Life With Living Benefits
  • Advanced Sales Concepts in Estate Planning using Life Insurance